Loan Program

DSCR CES 贷款计划 挖掘您的资产净值。获得租金收入即可获得资格。 DSCR CES（债务偿还率 – 封闭式第二套）计划是一种灵活的第二套抵押贷款解决方案，允许借款人利用租金收入而非传统的收入证明。非常适合希望在不进行第一套抵押贷款再融资的情况下获得房产净值的房地产投资者。 项目亮点 💰 最高贷款额：50万美元 📊 最大客户生命周期价值 (CLTV)：75% 💳 最低信用评分：660 📆 30年期固定利率期限 💼 无需 DTI 或收入证明— 根据租金现金流确定资格 🔁 提供附加选项（第一留置权必须通过 AAA 贷款关闭） 🏠 短期租赁（Airbnb、VRBO） ——致电咨询价格…

DSCR Loan Program (Debt Service Coverage Ratio) An Easy, Flexible Option for Real Estate Investors The DSCR Program is one of the most accessible Non-QM (Non-Qualified Mortgage) loan products —…

No Job No Income Loan Program An Ideal Loan Solution for Primary Residence Without Employment or Reported Income This unique financing option is designed for borrowers who may not have…

What is a Jumbo Loan? A Jumbo Loan is a mortgage that exceeds the loan limits set by the Federal Housing Finance Agency (FHFA), making it ideal for financing luxury…

Program Highlights 📍 Los Angeles County – HOP Program Up to $85,000 or 20% of the purchase price (whichever is less) 0% interest, no monthly payments Repayment only when the…

QM Community Loan Program Affordable Financing for First-Time and Credit-Challenged Buyers The QM Community Loan is designed to help more people achieve homeownership — especially first-time buyers, those with low…

What is the Self prepared P&L？ Self prepared P&L is a good choice for self-employed borrowers who can not be qualified with agency loan and do not want to provide varities…

CPA Prepared P&L/WVOE Overview ITIN Eligible, Gift Funds Allowed, Allowed Close Under Business. CPA Prepared P&L/WVOE Highlights Max. LTV 80% Max. Loan Amount $3.5M   Min. FICO 660     30…

Bank Statement Overview Bank Statement: Self-employed borrower with excellent credit whose income stated on their tax return won’t qualify them for the luxury home they can afford. Bank Statement Program…